在国际金融一体化和自由化的背景下，我国金融体制改革不断推进，大力发展商业银行的中间业务是我国银行业发展的必然趋势。但我国监管部门对商业银行中间业务的监管存在诸多问题，最主要的原因是监管法律法规不健全，突出表现为中间业务监管法律法规指引性的规定较多，实际操作性不强以及监管内容狭窄，这些不足都将大大加强我国商业银行面临的风险，不利于我国金融体系的稳定。完善监管法律法规建设，增强其可操作性以及扩大监管范围是加强中间业务监管，防范金融风险的重要途径。% Under the background of international financial integration and liberalization, the reform of financial system in our country continues to advance. It is the inevitable trend of the banking to develop the intermediary business of commercial banks in China. But there are many problems in the supervision of regulatory authorities on the intermediate business of commercial bank. The main reason is that the regulatory laws and regulations are imperfect, such as more guiding rules, weak operation in practice and narrow scope of supervision. These defects will greatly increase the risk that Chinese commercial banks face and go against with the stability of our financial system. So perfecting laws and regulations construction, strengthening its maneuverability and broadening the scope of regulation is essential to reinforce the supervision and guard against financial risks of intermediate business
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