中国财险企业至今仍受2008年金融危机的影响，这就引发了一个重要问题：其可持续道路究竟怎么走？在中国财险企业可持续发展道路中，保持竞争优势是其关键。而竞争优势源于财险企业的核心能力，因此，对能力的评价是可持续发展的一个重要方面。基于核心能力视角，并在前期影响因素及能力结构模型研究结果基础之上，本文构建了以财务能力、学习与创新能力、环境能力、管理能力及公司治理能力为一级指标的中国财险企业可持续发展能力指标体系，并详细分析了每一个一级指标下的二级指标。鉴于数据可得性及指标内容交叉性，筛选出15个二级指标。在这15个二级指标中，11个指标属于定量指标，其余4个是定性指标，具有一定客观性、可操作性，这为中国财险企业的可持续发展带来一定的参考价值。%That brings up to an important problem, which is how to develop their sustainable way? In the way of sustainable development of China property insurance enterprise, the key is to keeping competitive advantage. And competitive advantage is originated from core ability of property insurance enterprise. So , it is an important aspect about its ability evaluation. From core ability perspective and based on previous study about factors and ability structure model , the paper builds up the first grade indexes, which include financial ability, learning and innovation ability, environment ability, management ability and corporate governance ability. And, it analyzesthe second grade indexes of each first grade index in detail. In view of attainability data and crossed indexes, 15 second grade indexes are selected. In those second grade indexes, 11 second grade indexes are belong to quantitative indexes and 4 second grade indexes are belong to qualitative indexes , which have the certain objectivity and maneuverability. The index system brings the certain reference value for China property insurance enterprise.
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