建立普惠型农村金融助推农户经济发展

摘要

The development of household economy is conducive to the rural employment, increase farmers ＇income and regional economic development, to resolve social conflicts. In recent years, agriculture-related loans have increased gradually, but it still can not m%发展农户经济有利于农村就业，促进农民增收和地区经济发展，化解社会矛盾。近年来涉农贷款不断增加，但仍不能满足农户经济和农村经济发展的需要。我们认为，应强化现有正规金融的支农功能，规范推进多元化的新型农村金融，完善农村金融的财税支持和补贴政策以降低农户贷款负担，建立政策性保险和担保机构，以降低涉农信贷风险，推动农村经济的健康发展。