随着金融行业和信息技术的飞速发展，在传统的隐私权基础上也发展出了一项新型权利，即金融隐私权。特别是在金融机构提供的金融服务项目中，金融客户必须提供基本的金融信息，这样一来金融机构就可以收集到大量客户的金融隐私信息，这些金融隐私信息通常具有明显的财产属性，继而成为金融机构重要的商业资源。金融机构凭借其在金融交易中的明显强势地位，很有可能在未经客户允许的情况下将其获取的金融隐私信息非法公开、使用或传递，使得客户的金融隐私权时刻面临被侵犯的危险，因而金融隐私权法律保护问题日益突出，已经成为社会高度关注的问题。在通过对金融隐私权基本理论的阐述，结合我国目前相关法律保护制度的同时，对比国外金融隐私权法律保护的先进经验并扬长避短，为我国的金融隐私权法律保护的完善提出合理建议。%With the financial industry and information technology rapidly developing, a new type of rights the right to ifnancial privacy is created on the basis of the traditional right of privacy. When using ifnancial services provided by ifnancial institutions, in particular, customers have to provide their basic ifnancial information. Through this way, ifnancial institutions can collect a large amount of ifnancial privacy information of their customers, which further can become valuable commercial resources. By virtue of their obviously strong positions in financial transactions, ifnancial institutions are highly likely to illegally disclose, use or deliver the obtained information without the permit of their customers, which puts those customers' rights to ifnancial privacy in danger of being easily violated. Thus, it can be observed that legal protection problems of the right to privacy have become increasingly prominent, which have already been regarded as a big social concern. By means of illuminating the basic theory of the right to ifnancial privacy, combining that with China's current legal protection system, and also, referring to advanced foreign experience on the legal protection of the right to ifnancial privacy, this paper seeks to put forward some reasonable proposals for the improvement of China’s current protection of the right to ifnancial privacy.
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