Promoting poverty alleviation and development, alleviate and eliminate poverty, is thoroughly implement the Scientific Outlook on Development, the comprehensive construction well-off society, constructing the harmonious society, realize the essence of common prosperity, but also the party and the country's major economic development strategy. The concentrated destitute areas is the national poverty alleviation poverty incidence area, the most highest, poverty alleviation work the most difficult. In 2011 November, the poverty alleviation work conference issued the "outline Chinese rural poverty alleviation and development (2011-2020)", put forward "destitute areas" as a new era of poverty alleviation and development of the main battlefield. How to construct the multiplex, a full range of financial poverty alleviation system, enhance the ability of sustainable development for the concentrated destitute areas, accelerating the significant concentrated destitute areas out of poverty.%推进扶贫开发，缓解和消除贫困，是深入贯彻落实科学发展观，全面建设小康社会、构建和谐社会，最终实现共同富裕的本质要求，也是党和国家的重大经济发展战略。集中连片特困地区是全国扶贫对象最多、贫困发生率最高、扶贫工作难度最大的地区。2011年11月，中央扶贫开发工作会议出台了《中国农村扶贫开发纲要(2011-2020年)》，提出要把“连片特困地区”作为新时期扶贫开发主战场。如何构建多元化、全方位的金融扶贫工作体系，对于增强集中连片特困地区可持续发展能力，加快推进集中连片特困地区脱贫致富具有重大意义。
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