国内商业银行在投资银行、私人银行、电子银行等诸多新兴业务领域创新活跃,其市场占有率逐年提高。新业务为商业银行带来了新的利润增长点,推动银行盈利模式开始发生新的转变,但同时此类新兴业务存在洗钱风险不断增加,相关部门应尽快推动商业银行业金融机构建立自主评估和风险防范机制,加强对商业银行新兴业务反洗钱监管。%Domestic commercial Banks had promoted innovation in investment banking, private banking, electronic banking, and many other emerging areas of business, its market share increased year by year. New business brings new proift growth point for commercial Banks, promoting transformation of the bank’ proift model, but at the same time the money laundering risk of this kind of emerging business increases, the relevant departments should a to promote commercial banking financial institutions to establish independent assessment and risk prevention mechanism,and strengthen the anti-money laundering supervision on commercial bank's emerging business.
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