定期存单质押贷款业务功能异化问题浅析

摘要

In this paper certificates of deposit pledge loan business, from the banking institutions, Guarantee Corporation and customers in three different angles analysis certiifcate of deposit pledge loan business inlfuence reason and alienation alienation of the functions of the three, and put forward the corresponding suggestions on policy.%本文在简要介绍定期存单质押贷款业务的基础上，从银行业机构、担保公司和客户三个不同角度分析定期存单质押贷款业务出现功能异化的原因及异化对三者产生的影响，并提出相应对策建议。