实现民间金融阳光化和规范化的策略研究

摘要

民间金融是国民经济的重要组成部分，和社会的繁荣稳定密切相关。然而随着民间金融的不断发展，背离法制与监管的各种问题相继出现，给民间金融的健康发展带来了严重阻碍。实现民间金融阳光化和规范化具有重要意义，文章探讨了实现民间金融阳光化和规范化的策略，主要包括立法规范民间金融环境，完善民间金融监管机制，健全民间金融组织体系，建立民间金融信用制度等，以期为业内人士提供参考。%The private finance is an important part of the national economy, social stability and prosperity are closely related. However, with the continuous development of private finance, legal and regulatory departure from a variety of problems have emerged, to the healthy development of private finance has brought a serious impediment. Realization of civil and standardization of financial sunshine significance, the article discusses the realization of civil and standardization of financial sunshine policy, including legislation regulating private financial environment, improve financial supervision mechanism folk, folk sound financial organization system, the establishment of private financial credit system, etc. in order to provide a useful reference for the industry.