河北省农村信贷现状--以河合村为例

摘要

This thesis concludes the main causes of the shortage of supply for agricultural credit in the undeveloped rural areas of middle Hebei Provence through field research, which lies in a low return of market economy, high risk of capital return, long cycle and a heavy limit on rural credit enterprises of current policy. Based on these facts, the article proposes the following suggestions: government should loosen the belts on the entry for financial companies, increase support for agriculture-related credit enterprises, and take various measures to strengthen the construction of rural credit system.%通过实地调研提出，造成河北省中部经济欠发达农村地区涉农信贷供给不足现状主要原因在于市场经济回报低、资金回收风险大、周期长，且现行政策对现有农村信贷企业限制过多，并在此基础上提出以下政策建议：政府应放松金融企业准入门槛，加大涉农信贷企业扶持力度，应采取多种措施加强农村诚信体系建设。