As an important means to recovering and guaranteeing the forestry production, forest insurance business plays an important role in a healthy and sustainable development of forest economy. However, due to a variety of reasons, such as operation complexity, unclear forestry property, and lack of policy support, the forest insurance business in China develops irregularly and slowly. In addition, the high risk leads to the tremendous loss in forest insurance. The paper analyzes the development status and difficulties of our forest insurance, and proposes some effective measures to its development.%作为恢复和保障林业生产的重要手段,森林保险业务对林业经济发展和有序运行起着重要的作用.但由于其复杂性、林业产权不明晰以及缺乏政策扶持等原因,森林保险业务时断时续,发展缓慢.此外,保险公司提供森林保险的风险较大,导致我国森林保险业务亏损严重.分析了我国森林保险业务发展的现状和困难,并提出了行之有效的建议.
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