以广东湛江糖业为例,运用DEA方法评价不同产业模式和环节下银行贷款服务蔗糖产业的效率情况.结果发现,在蔗糖产业的经营模式上,"公司+农户"模式的银行贷款综合服务效率最高,该模式平均综合效率值为1,利用农行贷款的综合技术效率为0.48,即银行贷款在高度组织化的农业模式下效率更高;蔗糖产业各环节存在利用银行贷款效率的差异:在产业前端的蔗机制造、食糖销售、酒精酿造、种苗引进等环节以及产业末端的食糖物流、种苗推广、机械耕作等环节利用银行贷款的效率更高,平均效率值分别达到0.87、0.32,而在甘蔗种植、肥料生产和蔗糖加工等中间环节平均效率值仅为0.05,因此要重点支持蔗糖再加工企业.%This paper takes the Zhanjiang sugar industry in Guangdong as an example and uses the DEA method to evaluate the efficiency of the bank loan service in the sugar industry under the different industrial models and links. The study found that in the sugar industry business models,the comprehensive service efficiency of bank loan with"company + farmer" model is the highest and the value is 1,and the value of Agricultural Bank loan is 0.48. That is,the bank loan is highly organized with higher efficiency . The various stages of the sugar industry have differences in the use of bank loans including the front end of the industry(cane machine manufacturing,sugar sales,alcohol brewing,seedlings introduction)and the end of the industry's sugar distribution logistics. The use of bank loans, seed and seedling promotion,mechanical farming,etc.,are more efficient,with average efficiency values of 0.87 and 0.32,respectively,the average efficiency value at intermediate stages such as sugarcane planting,fertilizer production and sugar factory production is only 0.05. Therefore,we must focus on supporting sugar reprocessing companies.
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