中国银行业的利润增长与经济发展同步，其利润增长快慢与经济周期紧密相连，银行业是典型的顺周期行业。影响银行利润增长的因素很多，但主要因素是经济环境、利率市场化、公司治理结构、业务创新等。因此，只有全面分析银行业利润增长的现状，才能客观认识银行业利润的增长问题。商业银行只有正确认识利润增长的周期性，加快转变经营理念，实现经营模式的转型，才能实现利润的稳定增长，保持健康持续发展。%Banking industry is the typical pro-cyclical industries which reflected in two aspects: the synchronous of profit increase and economic development in China’s banking industry, closed linked with the profit growth speed and the economic cycle. There are many elements affected the profit increasing of banks, the economic environment, rate marketization, corporate governance structure and business innovation are the main factors. So we should analyze the current situation of banking industry’ s profit increasing to recognize the profit increase problem in an objective way. The commercial banks only understand the cyclical nature of profit growth, change the management idea and realize the transformation of management mode, they can achieve the goal of profit steady increasing and keeping them development safe and soundly.
展开▼
