基于博弈视角下的需求型农村金融抑制分析

摘要

农村金融作为一种重要的资本要素配置手段，对支持“三农”经济发展起着关键的推动作用。目前，我国部分地区存在的农村金融抑制现象严重影响了农业经济的发展和农民生活水平的提高。如何最大限度地发挥金融支持农村发展的积极作用，消除农村金融抑制，已成为我国农村经济发展亟待解决的问题。通过从博弈论的角度，着重分析了由需求不足造成的农村金融抑制现象，并在此次基础上给出了相关对策建议。%Rural finance as an important means of capital elements configuration, it plays a key role to support the development of rural economy plays role. Now, rural financial repression, which exists in some areas, impacts on the development of agricultural economy and the improvement of living stan-dards of farmers. How to play the positive role most of financial support for rural development, eliminate rural financial repression, has become an urgent problem in the rural economic development in our country. This article from the perspective of game theory, analyzed the rural financial repression phe-nomena caused by lack of demand, and gives some suggestions based on the related analysis.