我国商业银行碳金融业务创新研究

摘要

In response to the drastic change of global climate, countries around the world have adopted the low carbon economy as the core of the new model of economic development. And with the development of low-carbon economy in China, the low-carbon finance becomes the most important type of the low-carbon economic development, promoting Chinese social transformation and economic growth. This article, which probes into the low-carbon finance development of the banking system in China, analyzes the necessities for commercial banks to conduct low-carbon businesses, explores main obstacles for low-carbon businesses, and puts forward the corresponding suggestions and strategies for commercial banks which intends to conduct a series of beneficial explorations and attempts in the field of low-carbon finance.%为应对全球气候的剧烈变化，世界各国纷纷采纳以低碳经济为核心的新经济发展模式。而随着我国低碳经济的发展，碳金融成为低碳经济发展模式的最重要形式，并推动着我国社会经济的转型和升级。本文针对我国银行业低碳金融发展状况，分析了我国商业银行开展碳金融业务的必要性，探讨了碳金融业务开展的主要障碍，并为商业银行在低碳金融领域进行一系列有益的探索和尝试，提出了相应策略。