运用企业信用风险评价理论,在分析企业信用评价与历史财务指标之间关系的基础上,从理论和实证两个方面,提出了企业信用风险分析和预测的指标体系,并据此构建了一种基于遗传算法的企业信用风险分析和预测模型。研究表明,该方法有效、可行,有助于企业信用风险的预警管理,提高信用管理水平。%In this paper,we first proposed an enterprise credit risk analysis model based on genetic algorithm,and then we designed a forecast model using this model. Finally, we conducted the case study. The results show that the model is very effective and accurate in forecasting the enterprise risk management, which can further help the enterprise manager to enhance risk management.
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