School of Economics and Management;
Beijing University of Chemical Technology;
15 Beisanhuan East Road;
Chaoyang District;
Beijing 100029;
China;
School of Economics and Management;
University of Chinese Academy of Sciences;
80 Zhongguancun East Road;
Haidian District;
Beijing 100190;
China;
Canada International School of Beijing;
Liangmaqiao Road;
Chaoyang District;
Beijing 100125;
China;
High dimensionality; Trait-driven learning paradigm; Feature extraction; Classifier selection; Credit risk classification;