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Customer Segmentation of Credit Card Default by Self Organizing Map

         

摘要

In this paper we applied the technique of Self Organizing Map (SOM) to segment individuals based on their credit information. SOM is an unsupervised machine learning method that reduces data complexity and dimensionality while keeping sits original topology, which is superior to other dimension reduction methods especially when features in data have unclear nonlinear relations. Through this method we provide more clear and intuitive segmentation that other traditional methods cannot achieve.

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  • 1. Zhang credit card [P] . 外国专利: KR970026690U . 1997-07-24

    机译:Zhang credit card

  • 2. MAP-CARD INDEX SYSTEM [P] . 外国专利: GB8408593D0 . 1984-05-16

    机译:MAP-CARD索引系统

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