Research on the Role of Agricultural Insurance in the Development of Agricultural Finance —— A Case Study of He'nan Province

摘要

He'nan province is located in the central plains and is a major agricultural province in China. Agricultural economic development plays a major role. In recent years, due to the impact of natural disasters, the development of agriculture was once in trouble, and the farmers' income was greatly reduced. Agricultural insurance is the best choice to avoid risks, which plays a great role in protecting the interests of farmers and realizing the sound development of agricultural economy. At the same time, it also plays an irreplaceable role in promoting the development of agricultural finance in He'nan Province. The expansion of the financial field in the agricultural field is the key supporting force to support the revitalization of the countryside, and is conducive to further promoting the structural reform of the agricultural supply side. This paper will use specific data as the support of analysis to explore the development status of agricultural insurance and modern agricultural finance in He'nan Province, analyze the benefit function of agricultural insurance on the development of agricultural finance, and explore the financial problems faced by the development of modern agriculture in He'nan Province. Finally, practical solutions to the existing problems are proposed, which will provide certain reference experience for the development of agricultural economy in He'nan Province.