法国低收入人群医疗保障制度及经验启示

摘要

法国医疗保险制度自创立时就呈现多样化碎片式特点,但法国通过在基本医疗保险制度中内嵌医疗救助机制,并建立了基于收入审查的医疗普惠和补充医疗救助津贴制度,保障低收入人群能够获得平权一致的保障水平.借鉴法国经验,我国医疗保障制度发展中应避免泛化倾向,将有限公共资源倾斜低收入和健康支出型贫困家庭,并逐步整合救助管理资源和经济资源,整体规划与综合构建低收入人群医疗保障计划.%There were variety fragment characteristics in French medical insurance since its establishment.However,through introducing medical assistance mechanism in medical insurance system in France,it established medical treatment popularity and supplement medical assistance allowance system,guaranteed low-income group could get guarantee level for equal right.According to French experience,Chinese medical insurance system development should avoid welfare tendency,lead public resources to low-income and health expending poor families,gradually integrate assistance management resources and economic resources,conduct overall plan and comprehensive construction medical insurance plan among low-income group.