P2P网络借贷--财富与信用之间的博弈

摘要

Finance is led by science, then it is changing the life. Since the internet is a social resource, it takes excessive use of such resources so that P2P industry is into“tragedy of the commons”and cut social trust. Therefore, this paper uses the game theory to analyze relationship between P2P enterprises and the government, propose recommendations to promote the coordinated development of the economy and credit.%科技引领金融，金融改变生活。由于互联网络属于社会资源，没有排他性，导致了对这种资源的过度使用，使得P2P行业陷入了“公地悲剧”，切割了社会信任。运用博弈论的方法，对P2P公司同政府之间以及P2P企业之间的博弈关系进行定性分析，针对P2P平台良好发展的问题提出促进经济和信用协调发展的政策建议。