商业银行国际贸易融资风险管理研究

摘要

At present, problems exist in international trade financing processes. Without targeted data analysis, the risk control proce- dure needs to be improved; the risk awareness and control ability is weak; in the international trade financing process, marketing was emphasized, risks were overlooked and innovation is insufficient; legal safeguards policies are incomplete. Commercial banks should strengthen their risk awareness, improve risk control capability, perfect the risk control management procedure, put more effort into the innovatinn nf international trade finaneinm and imnrove the leeal environment for a better oneration of this business.%当前,我国商业银行在国际贸易融资业务中存在的主要问题是国际贸易融资风险管理业务流程有待完善,缺乏针对性;风险意识薄弱,控制风险的能力较差;国际贸易融资业务重营销、轻风险,创新力度不够;国家对国际贸易融资的法律保护政策不健全等。商业银行应强化风险意识,提高风险控制的能力;具有针对性的完善国际贸易融资风险管理流程;加大国际贸易融资风险管理创新力度;完善国际贸易融资的法律环境,从而更好地开展国际贸易融资业务。