Analyzing the Adoption of E-Payment Technologies in UAE Based on Demographic Variables

摘要

This paper will spot the light on the digital transformation of payment methodologies in the United Arab Emirates that is leading the region in moving toward a knowledge-based economy with remarkable growth in e-commerce transactions. The aim of this paper is to analyze several mature and emerging e-payment technologies and their adoption mainly in the cities with ongoing change-programs toward smart cities. The research will analyze the end-users of e-payment through quantitative analysis based on demographic variables. The preliminary results of this paper will highlight a better understanding of variables that lead to the adoption which can be useful to develop successful digital transformation strategies of payment processes in several sectors based on a socio-technical perspective and aligned with the latest trends of FinTech services.