INVESTIGATION AND DEVELOPMENT OF TELEMATIC BASED SYSTEMS FOR MOTOR INSURANCE

摘要

With the aim of reducing costs for bodily injuries, insurers increasingly rely on telematics-systems, that are offered as part of modern vehicle insurances. These systems often include an emergency-call feature (e-call), which in case of an accident allows the insurer to organize immediate help. In addition, these user-based insurances (UBIs), allow an adjustment of rates according to the customer's lifestyle and driving behavior. Students at Trier University of Applied Sciences got the task to develop a sensing system and algorithm that would allow the identification of crash tests as well as provide reliable assessments of the driving style.