Prospects for the Development of Legislation in the Field of Bank Secrecy as an Information Security Institution at the Stage of the Digital Economy

摘要

The article discusses the legal aspects of bank secrecy as the information security institution in the Russian Federation. The author explores the problems of determining the composition of information constituting bank secrets, the problem of determining the procedure for securing information constituting bank secrets by commercial banks, and also studies the ways of forming the development of Russian legislation in the field of bank secrecy provided that the national digital economy and the digitalization of the Russian legal system are established. The study uses an integrated approach. Issues are considered in the ratio of material and procedural aspects. The methodology of this study is a comparative analysis, a formal logical method, the principle of unity of the concrete and abstract, the ratio of actual and legal material and procedural, form and content. The novelty of the study is to identify the problems of legal regulation of bank secrecy, as well as to determine the prospects for the development of legislation in the field of bank secrecy at the stage of formation of the digital economy.