Assessment of Efficiency Attracting Resources in Commercial Bank's Deposit Operations

摘要

The article presents the results of development of complex methodic of estimation of efficiency of attraction of resources in the deposit operations of commercial banks. The theoretical basis of deposit operations is presented. The methodological aspects of assessing the effectiveness of deposit operations are considered. The results of evaluation of the efficiency of deposit operations of Sberbank of Russia and B&N Bank (Public Joint-Stock Company) as typical participants of the deposit market are formulated, as well as the assessment of deposit resources of these banks on the basis of the methods used in the banking practice of Russia. The subject of the research is the deposit operations of a commercial Bank. The basis of the methodological tools of the study were the analysis (including the calculation of the coefficients), observation, comparison, generalization and processing of the studied material, graphical and tabular method of presenting information. As a result, the authors propose an algorithm for complex evaluation of the efficiency of deposit resources of a commercial bank.