Pension Program for Informal Workers: Finding out Indigenous Knowledge-based Alternative Model of Pension

摘要

In 2015, the Indonesian Government enacted the regulation concerning the pension system. This pension system was adopted from the national social security system (SJSN). However, the pension reform has focused mainly on the formal sector. The National Administering Body of Social Security for Employment (BPJS Employment) stated that many workers in Indonesia are not yet registered in the pension program. Therefore, the participation of informal sector workers in the pension program is quite low. The article aims to describe how informal workers who live dominantly in the village plan their finance related to their pension or when they enter their old age. The possibility of not being able to be engaged with the pension program implemented, and the role of the local custom institutions in helping the people plan their indigenous-based pension. This is a qualitative research, data was collected through interview and documentation. This research was conducted in Ngadisari village of Tengger area, in which local wisdom is used as the approach in the research. The research found that Tengger people save money for their old age. They also keep their own tradition such as Sayan and the concept of Catur Guru Bakti as the social security system to guarantee and protect the elderly people, which is important for the socio-economic development of the indigenous ethno-cultural population of Tengger.