Green Credit Rises the Financial Performance of Commercial Bank-A Case Study on Industrial Bank

摘要

Green environmental protection is an important means to realize the economic sustainable development in recent years. The green financial wind is quietly rising. To carry out the green credit will become the focus of the credit business development in future. This study uses the financial data of industrial Bank from 2005 to 2017, empirically testing the impact of commercial bank green credit on financial performance by analyzing the return on assets. The conclusion shows that green credit has a positive impact on bank's financial performance, providing a basis for the continued development of green credit. In view of the fact that the current products of this business are not rich enough and the management system is not perfect, this study puts forward two reasonable suggestions: innovative green credit products to meet market demand; Improve the internal organization structure of banks and the level of green credit management.