The Evaluation of Financial Innovation Ability of Listed Banks in China Based on Factor Analysis

摘要

Commercial Banks is the core part of the financial system in China, and in the development of commercial Banks can innovation Force of a direct impact on the market competitiveness of commercial Banks. This paper starting from the basic theory of financial innovation, the main part is separately from the financial business innovation ability, finance, science and technology innovation ability, finance, human resources innovation ability and financial risk management innovation ability four aspects included 4 first-level indicators, 11 second-level indicators to build commercial bank financial innovation ability evaluation index system, using factor analysis method to evaluate to the our country commercial bank financial innovation ability. Finally, combined with the results of the empirical analysis of China's listed commercial Banks to improve its financial innovation ability put forward corresponding countermeasures.