An Empirical Analysis of the Market Structure and Market Performance of the Commercial Banks in City L

摘要

Since the city L is a transportation junction in the northwest of China, the development of the commercial banks in city L cannot be overlooked. Taken the commercial banks of city L as an object of research, this paper adopts data envelopment analysis (DEA) to calculate the relationship among market structure, market behaviour effect-operating efficiency and market performance of the commercial banks in city L. It can be concluded that the market structure of the commercial banks in city L has a small influence on the market performance, and the operating efficiency is a major factor that determines the performance. The effectiveness of efficient structure hypothesis for the market of the commercial banks in city L is proved. Finally, according to the analysis results, the corresponding strategies and suggestions are proposed.