The establishments of banks of science and technology facilitate the mitigation of the difficult financing by the science and technology-oriented medium and small-sized enterprises, which are characterized by high risks, high investments and high-tech. Sci-tech banks can provide the high-tech SMEs with such professional financing services as financing with intangible assets mortgage. During their developments, sci-tech banks are faced with such problems as the barriers in the legal system, the low level of risk control and low market notability. Regarding the case analysis of the Bank of Silicon Valley, it is necessary to take such countermeasures as intensifying the support strength, consolidating risk control and elevating market competitiveness.
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