The Preliminary Research to Earthquake Insurance - Combined with the Example of Yunnan Province

摘要

Establishing the mechanism of earthquake insurance and carring out the corresponding business will play a significant role in preventing and mitigating disaster in the area where occur earthquakes frequently. In this paper, we discussed the specific role of earthquake insurance in preventing and mitigating earthquake disaster, then combined with domestic and international experience as well as earthquake insurance related pilot case in Yunnan Province to discuss and analyze some key problems when carrying out earthquake insurance business in the future in China. Finally, we concluded that establish the key mechanisms of earthquake insurance mainly contain the business-led, source of funds, operations and claims.