The Effectiveness of Productive Zakat Funds on The Development of Micro-Businesses and The Welfare of Zakat Recipient (Mustahiq) (a Case Study at Rumah Zakat, Dompet Dhuafa, and Lazismu in Yogyakarta City)

摘要

Poverty is an important issue in Indonesia. Due to this matter, welfare becomes merely the hope of the nation and the people. In overcoming the problem of poverty, the micro-business sector is believed to be the right solution because it can absorb many workers with low and secondary education. However, the problem often faced by micro-business actors is the difficulty in gaining access to capital and the lack of business mentoring process. Rumah Zakat and Dompet Dhuafa of Yogyakarta as part of the Amil Zakat Institutions (Lembaga Amil Zakat, abbreviated as LAZ) have a program that aims to provide assistance to micro-business actors to develop businesses. This program designs that with productive zakat funds, the profits of Mustahiq's (zakat recipient) micro-business can experience an increase so that the welfare will also improve. This study was conducted with qualitative approach and through the techniques of interviews, documentation, observation, questionnaires, and literature studies. The results of this study indicate that there is a change in the level of consumption, business revenues, and Mustahiq's business profits after being given a productive zakat fund accompanied by a business mentoring process.