The utility model analysis of 'Six-party cooperation + insurance' mode --Based on empirical research in insurance mode of pig-farming cooperation economic organizations

摘要

Based on the dilemma between farmer Specialization cooperation economic organizations operation risk and the development of agriculture insurance, this paper, adopting the method of modeling, analyzed the influence factors on behavior choice between pig-farming cooperation economic Organizations and agriculture insurance companies, estimated financial subsidies rate and pig-farmers burden insurance rate, constructed and tested the utility of "six-party cooperation + insurance" mode of "with awards substituting compensation". And the results shows, in mechanism, the mode could guard against credit risks and add pig-producing risk indemnity effect, promote pig-producing cooperation organizations and farmers to share profits generated in the links of feed、 circulation、 and slaughtering, which is benefit for overcoming bottleneck of agriculture insurance development.