The Analysis of the Impact of Capital Regulatory Regime Change Trend on the Chinese Banking Industry

摘要

Capital regulation is the core of banking supervision. Since 1994, the Chinese regulatory authorities continue to establish and. gradually improve the capital control regime. This article described the characteristics of different periods of capital regulation from three stages of venture capital as the calculation of regulatory capital adequacy, prudential regulation of capital and overall supervision; demonstrate the essence of prudent capital regulation from the different dimensions; of the regulatory system Evolution of the Chinese banking sector. This paper argues that capital regulatory is the essence of risk regulation, through the refinement of risk management can achieve efficient use of capital; capital in response to increasingly strict regulation from three aspects: the establishment of additional mechanisms of capital, operational adjustments, application quantitative risk measurement tools.