This paper combines theory with practice of SME in China, analyzes the relations of risk And SME relationship lending, Then, this paper studied the strategies of SMEs1 cooperating with relationship lending more systemically, such as to improve SMEs quality, innovation in banking, develop small and medium-sized financial institutions, Strengthen the credit system, establish strategic partnership between SMEs and banks, in order to supply some theory reference to mitigate the problems of SMEs' bank financing.
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