An Analysis on the Effect of Performance Factors and Technology Aspect on Market Share of Sharia-Compliant Banking in Indonesia

摘要

This study aims to analyze the influence of the Operational Efficiency Ratio (OER), Return on Assets (ROA), Non-Performing Financing (NPF) and Electronic Banking towards a market share of sharia-compliant banking in Indonesia. Secondary data was used from the annual report of the Financial Services Authority Board (OJK) related to Sharia Commercial Bank (BUS) and Sharia Business Unit (UUS) performance 2011-2015. Panel Data Regression used to analyze data. Result found that both partially and simultaneously OER, ROA, NPF, and Electronic banking affect Market Share of sharia-compliant banking significantly in Indonesia.