A Research of the Ethical Risk Control in Credit and Loan for Real Estate Industry of China under the Post Crisis Era

摘要

Under the Post Crisis Era, the whole world comes to focus on the financial risk prevention in real estate industry. Real estate industry is the pillar of China's economy and it has significance to research the precaution and control of ethical risk in credit and loan in real estate industry. This paper uses the behavioral finance and game theory, makes Analysis of risk factor, discusses the effect of incentive compatible and other mechanisms and supports an effective way to control the ethical risk.