Evaluation and Precaution of Risk on Rural Residential Mortgage Loan Insurance

摘要

The messuage and rural house is the most important estate of farmers possessed, and the guarantee of their rights of residence, which should be mainly protected by the country. However, the current running laws and regulations have limits on its transfer, and the house of farmers to be the unmovable capital that can not be effectively used. This paper had an analysis on the risks and weakness emerged during the experiments of rural residential mortgage loan insurance based on the experience of other places trying out the police and some relevant laws and regulations. Then it expounded and proved the feasibility of carrying out the policies in Chinaȁ9;s Zhejiang Province, in accordance with the field survey to certain places of Jiangxi Province, and then put forward its suggestions accordingly.