Financial Innovation System of Commercial Banks Based on Big Data Technology

摘要

In order to overcome the difficulties encountered in the transformation of commercial banks in the context of big data, this paper proposes a novel financial innovation system of commercial banks based on big data technology. The innovation system makes full use of big data technology and proposes different financial innovation directions and financial innovation approaches according to the different characteristics of traditional commercial banks and newly established commercial banks. The research result shows that the innovation system can indeed comprehensively and systematically point out how commercial banks should scientifically use big data technology and Internet platform to achieve institutional innovation, management innovation and product innovation in the context of big data.