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System and method for real-time processing of on-line financial transactions using a universal financial token and a remotely located rule-module clearinghouse
System and method for real-time processing of on-line financial transactions using a universal financial token and a remotely located rule-module clearinghouse
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机译:使用通用金融代币和远程定位规则模块清算所实时处理在线金融交易的系统和方法
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摘要
A method and a system for conducting financial transactions that include a user selecting from a plurality of proprietary financial accounts to authorize processing of a real-time, on-line electronic financial transaction using only one universal financial token and a remotely located rule-module clearinghouse. The universal financial token is a portable wireless proximity token for universal financial account access having dedicated short range contactless communications capabilities and is encoded with a user's unique user code. The rule-module clearinghouse contains at least one rule-module registered to a user which includes at least one pattern data of a user associated with at least one execution command of the user.
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