System and Method for Pre-Qualifying a Consumer for Life and Health Insurance Products or Services, Benefits Products or Services based on Eligibility and Referring a Qualified Customer to a Licensed Insurance Agent, Producer or Broker to Facilitate the Enrollment Process

摘要

An artificial intelligence-based multi-channel system and method to evaluate a buyer or consumer's intent to purchase benefits products. The system and method determine the buyer or consumer's needs, identifies and presents relevant benefits products based on eligibility to the buyer or consumer. The system and method can transfer the buyer or consumer to a producer to facilitate an enrollment process for the benefits products.