APPARATUS OF PROVIDING SETTLEMENT SERVICE FOR MINOR

摘要

The present invention relates to a technology for providing a payment service for minors based on a virtual account. A deposit request receiving unit that receives a deposit request together with payment details information including account number, payment amount, and deposit account number, determines whether the parent terminal agrees to transfer the payment amount, and if there is consent, through the bank server A transfer processing unit that processes the transfer of the payment amount from the real account linked to the virtual account number to the deposit account number, and virtual pocket money including a limit and period is paid to the virtual account number and there is a request for withdrawal of the pocket money includes an allowance management unit for processing the requested amount to be withdrawn from the parent's real account.