AI AI-based small business credit rating system and credit rating method using it

摘要

The present invention relates to an AI-based small business credit evaluation system and a credit evaluation method using the same. Evaluation data that calculates the basic evaluation data of the small business subject to analysis by applying the collected information to the neural network model established to calculate the evaluation basic data for the credit evaluation of the small business owner operating the business site according to the information of the business site It includes a calculation unit, and a credit evaluation unit for evaluating the credit rating of the small business entity to be analyzed based on the basic evaluation data provided by the evaluation data calculation unit. The AI-based small business credit evaluation system and the credit evaluation method using the same according to the present invention evaluate the credit rating of the small business owner based on information on the business place operated by the analysis target small business owner, so that the credit rating of the small business owner can be determined more accurately, and the credit rating of the small business owner can be determined. It has the advantage of being able to use it as financial information for