Electronically recorded loan processing device, electronically recorded loan processing method and program

摘要

PROBLEM TO BE SOLVED: To provide an electronically recorded claim processing device and a method for appropriately raising funds. SOLUTION: In an electronically recorded claim processing apparatus 100, a claim registration processing unit 112 confirms credit information recorded in a recording unit 120 in response to a request from a company, and is capable of paying out electronically recorded claims. , The credit information stored in the storage unit 120 is updated, and the information of the electronically recorded claim to be paid out is registered in the recording device of the electronic claim recording institution as the generation record information. The purchase processing unit 113 accepts a request for transfer of discounted receivables to transfer electronically recorded receivables before the payment due date, and if the electronically recorded receivables subject to the transfer of discounted receivables can be discounted by the debtor discount amount, the debt The purchase amount of electronically recorded loans is calculated by applying the person discount amount. The remittance processing unit 114 transfers the amount of the electronically recorded claims from the debtor's account to the creditor's account based on the payment due date of the electronically recorded claims paid out by the function of the claim registration processing unit 112. Make a payment. [Selection diagram] Fig. 2