Apparatus for authentication and payment based on web method for authentication and payment based on web system for authentication and payment based on web and computer readable medium having computer program recorded therefor

摘要

The present invention discloses a web-based authentication payment device, a web-based authentication payment method, a web-based authentication payment system, and a recording medium in which a computer program is recorded. That is, by dividing the credit card authentication value into two, the information block 1 and information block 2 can be divided into meaningless information block 1 and information block 2, and information block 1 can be transmitted to a physically isolated user authentication device, and the user authentication device can receive information block 1 from the user device. Storing the encrypted information block 1 based on the payment PIN information, and when there is a request from the credit card approval request device, decrypts the encrypted information block 1 based on the payment PIN information to request the credit card approval of the information block 1 By transmitting to the device, the security of payment can be improved by determining forgery of payment made on the web.