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METHOD FOR RECOMMENDING INSURANCE PRODUCT BASED ON HEALTH DATA AND FINANCIAL DATA AND APPARATUS FOR PERFORMING THE SAME

机译:基于健康数据和财务数据和用于执行相同的仪器的保险产品的方法

摘要

A device and method for recommending an insurance product suitable for a user based on the user's health data and financial data, wherein the insurance product recommendation device includes a communication unit for communicating with an external device, and a program and data for performing insurance product recommendation a storage unit in which is stored, and a control unit that recommends at least one insurance product based on a user's health data and financial data by executing the stored program, wherein the control unit is configured to predict diseases and predictable diseases based on the health data. Predicting medical expenses, and determining an insurance product to be recommended to the user based on the predicted disease and expected medical expenses and the financial data.
机译:一种用于推荐基于用户的健康数据和财务数据适用于用户的保险产品的设备和方法,其中保险产品推荐装置包括用于与外部设备通信的通信单元,以及用于执行保险产品推荐的程序和数据 存储单元,其存储单元,以及通过执行存储的程序基于用户的健康数据和财务数据推荐至少一个保险产品,其中控制单元被配置为基于健康预测疾病和可预测疾病 数据。 预测医疗费用,并根据预测的疾病和预期的医疗费用和财务数据确定要向用户建议的保险产品。

著录项

  • 公开/公告号KR102320953B1

    专利类型

  • 公开/公告日2021-11-03

    原文格式PDF

  • 申请/专利权人 주식회사 뱅크샐러드;

    申请/专利号KR20190009362

  • 发明设计人 김태훈;

    申请日2019-01-24

  • 分类号G06Q30/06;G06Q30/02;G06Q40/08;

  • 国家 KR

  • 入库时间 2022-08-24 22:27:25

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