SYSTEM AND METHOD FOR PROVIDING ADDITONAL MONTHLY INCOME BY CAPITALIZING EXPECTED ANNUAL TAX REFUND TO MONTHLY PAYMENTS AND OR PREDICTING ACCURATE TAX WITHHOLDINGS FOR CERTAIN TAXPAYERS

摘要

Systems and methods that may be used to provide a predictive tax loan or other monetary advance before the loan recipient (e.g., a taxpayer) prepares and files its tax return. A risk of providing a predictive tax loan or monetary advance is modeled separately from a machine learning model used to determine the anticipated tax refund amount and tax loan. The disclosed systems and methods may also predict accurate tax withholdings based on multiple machine learning models from multiple services, including non-payroll related services.