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Loan support system, loan support method and loan support program

机译:贷款支持系统,贷款支持方法和贷款支持计划

摘要

Problem to be solved: to provide a loan support system, a loan support method and a loan support program capable of realizing privacy protection and concealment of personal information in the assessment of loans.The loan support system comprises a client having an application means and a server having assessment means.The application means encrypts the personal information of the client based on the server public key which is paired with the server secret key, and transmits the encrypted personal information to the server based on the server public key.Assessment meansSent by the applicationEncrypted personal information is stored in the secure area of the server as security.The client who is the sender of the encrypted personal information is registered as a loan applicantEncrypted personal information based on the server secret keyThe credit score of the loan applicant is determined based on the decoded personal informationDetermine the loan limit of the loan applicant based on the credit score.Diagram
机译:要解决的问题:提供贷款支持制度,贷款支持方法和能够在贷款评估中实现隐私保护和隐瞒个人信息的贷款支持计划。贷款支持系统包括具有申请手段的客户和一个客户具有评估含义的服务器。应用程序意味着基于与服务器密钥配对的服务器公钥加密客户端的个人信息,并根据服务器公钥将加密的个人信息传输到服务器。 ApplicationEncrypted个人信息存储在服务器的安全区域作为安全性。作为加密个人信息的发件人的客户被注册为基于服务器密钥的贷款申请人的个人信息,贷款申请人的信用评分是根据的解码的个人信息确定了基于C的贷款申请人的贷款限额REDIT Score.diagram.

著录项

  • 公开/公告号JP2021165903A

    专利类型

  • 公开/公告日2021-10-14

    原文格式PDF

  • 申请/专利权人 日置 玲於奈;

    申请/专利号JP20200068551

  • 发明设计人 日置 玲於奈;

    申请日2020-04-06

  • 分类号G06Q40/02;G06F21/62;

  • 国家 JP

  • 入库时间 2022-08-24 21:42:11

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