LIGHTWEIGHT BLOCKCHAIN SUPPORTED TRANSACTION PLATFORM WITH TOKEN INTEGRATED LENDING ENHANCEMENTS

摘要

Systems and methods for providing token-based loan products having fixed and/or quasi-floating interest rates keyed to an elapsed amount of time between issuance of loaned tokens and the time (i) the tokens are returned by the first network participant as repayment, (ii) the loan is paid off by the first network participant in fiat-cash, (iii) the tokens are exchanged for fiat currency by either the first network participant or a direct or indirect payee of the first network participant.