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SYSTEMS AND METHODS FOR TRACKING CONSUMER ELECTRONIC SPEND BEHAVIOR TO PREDICT ATTRITION
SYSTEMS AND METHODS FOR TRACKING CONSUMER ELECTRONIC SPEND BEHAVIOR TO PREDICT ATTRITION
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机译:跟踪消费者电子花费行为的系统和方法以预测磨损
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摘要
Systems and methods are disclosed for tracking consumer spend behavior to predict attrition. One method includes: receiving past transaction data related to a plurality of past payment transactions of a consumer; receiving environmental and/or behavioral data associated with each of the past payment transactions of the consumer; determining a spend behavior model of the consumer; subsequent to determining the spend behavior model of the consumer, receiving transaction data related to one or more current payment transactions of the consumer; receiving environmental and/or behavioral data associated with the one or more current payment transactions; determining, based on an analysis of the current transaction data and environmental and/or behavioral data associated with each of the current payment transactions, a current spend behavior of the consumer; and determining, based on a comparison of the current spend behavior with the spend behavior model, the likelihood of an attrition of the current spend behavior.
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